Tax and finance blog

Compare three calculated salaries after tax and rent. See why a gross raise can leave less money once housing costs change.

Separate Swiss payroll net from personal health premiums and rent. A Zurich example shows the monthly calculation without double deductions.

Compare guaranteed annual pay, special payments and annual net income when weighing German and Austrian job offers.

A higher gross salary is only part of an offer. The new comparison shows payroll deductions and the costs you enter in one waterfall per offer.

The Budget proposes PAYE and USC relief, while employee PRSI rises. A EUR 60,000 example shows why a tax saving and a take-home pay gain are different amounts.

A new tax year changes more than the tax tariff. Our Zurich example separates federal tax, occupational pension savings and the city proposal from the costs paid after salary.

Reverse the salary question: how much more gross income is needed to keep salary net at least unchanged? Newly calculated German examples for 2027 and 2028.

On 30 September, the federal cabinet adopted a long-term-care reform draft. Higher contribution ceilings and a higher childless surcharge could change take-home pay in 2027.

A raise increases gross pay, but take-home pay usually changes by a different amount. Compare percentage and fixed increases for each forecast year.

Same gross salary, different net pay: compare 2026 with the current German tax and contribution forecast for 2027 and 2028.

Which country leaves expats with the most money after tax, rent, healthcare and essential living costs? Compare eight countries using the Obolus 2026 model.

The new Obolus structure separates standalone finance tools from a guided relocation flow that connects salary, housing, living costs, budget, and next steps.

We introduced a new decision engine across TaxApp, Cost of Living, TaxCompare, Budget, Cockpit, and Invest so every result leads into one clearer next step.

A practical 2026 tax return checklist: key deadlines, must-have documents, and common areas where refunds are often missed.

Our new spousal splitting simulation shows how joint taxation, splitting benefits and reform scenarios change the tax burden across income setups.

How to read Germany's 2026 federal budget faster: interactive Sankey flows with drilldown by plan, chapter, and title.

The new Financial Cockpit connects income, savings rate, assets and goals so your numbers become an ongoing financial plan.

Obolus is moving from a German wage-tax calculator to a global finance suite with TaxApp, TaxCompare, Budget, Cockpit and Invest.

Who carries the income tax burden? This analysis explains tax segments, revenue concentration and the role of top-income groups.

The 2026 tax calculator uses current rules for allowances, tax brackets and contribution ceilings so you can model your net income.

How tax class, church tax, solidarity surcharge and child allowances can materially change a German net salary calculation.

How German spousal splitting works, why it is criticised, and how Germany compares with France, the US, Austria and Scandinavia.